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Description

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Get Instant Personal Loan Online in India up to ₹10 lakhs. Hassle-free loan app

Finnable is one of the fastest-growing financial technology (Fintech) start-ups with an NBFC license from RBI providing hassle-free loans. Our mission is to make Personal loans available in less than 24 hours

👉Example of Instant Personal Loan for Salaried Professionals
✅ Loan Amount from ₹50,000 to ₹10,00,000
✅ Repayment period (loan tenor) options vary from 6 to 60 months
✅ Annual Interest Rate (APR) is 16% to 26% (on a reducing balance basis) +
processing fees of 3 to 4% on the principal loan amount
✅ For Example – a personal loan of ₹1,00,000 with an APR of 16% (on a
reducing balance basis), repayment tenure of 12 months, processing fee
of 3%. The processing fee will be ₹3,000 + ₹540 GST with a monthly EMI
will be ₹9,394. The total loan amount will be ₹1,03,540. Total interest
payable over 12 months will be ₹9,191. Total loan repayment amount is
₹103540 + ₹9191 = ₹1,12,731
✅ Loan Prepayment Charges: 3 to 6% charge + 18% GST on the remaining
principal amount (allowed after 6 EMI payments)

*These numbers are for representation and the final interest rate/fees may vary from one borrower to another depending on his/her credit assessment

👉Why Finnable is the best personal loan app?
✅ Instant Loans within 48 hours: Gone are the days when you had to wait
weeks & months to get a personal loan approved
✅ Completely Digital/Paperless: Finnable instant loan online app offers a
complete digital service to help save time as well as paper
✅ Loan without CIBIL Score: Unlike other personal loan apps online, you can
avail loan even without an existing CIBIL Score
✅ No Hidden Charges: A key feature that makes Finnable one of the best
loan app available is transparency as there are no hidden charges

Finnable instant loan app offers a wide range of EMI plans. Use our personal loan EMI calculator to help you choose the perfect plan

👉Loan Eligibility Criteria for Salaried Individuals (No Blue-Collar Employees)
✅ The net in-hand salary of the individual has to be ₹20k and above in metros or ₹15k and above in tier 2 cities
✅ He/she should have worked for more than six months
✅ First-time borrowers need to have a CIBIL score of 675
✅ The individual should have valid Aadhaar, Pan & Address proof
✅ Finnable Loan is available in 43 cities

👉How to Apply for Instant Loan on Finnable App?
✅ Register with OTP
✅ Ensure that you have the documents listed on the Web/App
✅ Provide amount details, net monthly salary & any other EMIs
✅ Do KYC & profile setup
✅ Validate address with pin code verification
✅ Select amount & tenure
✅ Provide bank details

APR Charges
The APR (Annual Percentage Rate) charges differ from person to person as it considers the different products availed and the risk profile of the customer. However, it generally ranges between 16% -26%.

Security & Privacy Policy
Finnable personal loan app ensures the safety of user information and does not share them with third-party apps
Contact Us: Drop us an email: [email protected]
Address: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village, Varthur Hobli, Bengaluru, Karnataka 560103

Responsible Lending
Finnable has partnered with RBI regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant.

Our app requires the following permissions to function optimally:
SMS
Your transactional data is used to create your financial and risk profile so as to provide the best personal loan offer

Location
Required to verify your current address for the personal loan application

Camera & Media Access
Required to enable uploading of documents like Aadhaar/PAN for your loan application

Read Device Info
Required to link your phone’s unique ID (IMEI) to your loan application for security reasons

1893 reviews for Finable Personal Loan App! Get Instant Personal Loan Online in India up to ₹10 lakhs. Hassle-free loan app

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