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Review M Pokket Instant Personal Loan App Instant personal loan app for Student & Salaried upto Rs.30,000, RBI-registered

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Kissht Instant line of credit Review! RBI-registered NBFC loan app in India for EMI Shopping and Instant Personal Loan

$50.00

(1881 customer reviews)
Category: Tags: ,

Description

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RBI-registered NBFC loan app in India for EMI Shopping and Instant Personal Loan

Kissht app provides Instant Line of credit and allows small shop owners to receive and make payments through QR code and avail instant loans ranging from ₹ 10,000/- to ₹ 1,00,000/- basis their credit profile. APR varies from 14% – 28% per annum and loan tenure from 3 to 24 months.

Example of Credit for Small Business Purchases
Loan amount (Principal): ₹ 30,000.
Tenure: 12 months.
Interest Rate: 18% per annum.
Processing Fee (incl. GST): ₹ 750 (2.5%).
Total Interest: ₹ 3,005.
EMI: ₹ 2,750.
APR: 22.91%.
Loan amount is ₹ 30,000. Disbursed amount is ₹ 29,250.
Total loan repayment amount is ₹ 33,000.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹3005 + ₹750 = ₹3755.

Kissht is India’s quickest credit app that offers instant QR based credit to small merchants to purchase their day-to-day inventory and grow their business. Small business owners can scan & pay utility bills such as electricity bills, DTH & Gas Bills, Fast Tag, post-paid bills & can access money on credit anytime in the form of cash in their account or by scanning QR to pay any vendor.

Types of Instant Line of Credit Offered by Kissht

1. Revolving line of credit: Kissht offers quick line of credit for salaried individuals. The loan amount ranges up to ₹30,000 with tenure from 3 to 15 months, based on the individual’s credit profile and APR is between 16% and 26%. Customers can repay and reuse the credit line limit for next 2 years, till the customer. To incentivize better credit behavior, the customer is offered a reduction in fees and waiver on instalments upon timely repayments.

2. Instant credit to small business purchases: Kissht works with multiple RBI registered NBFC’s for providing loans to small merchants. Facing last-minute expenses or working capital requirements, shortfall of cash to stock up inventory or regular expenses such as salaries/bill payment? opt for kissht loans from ₹10,000 to ₹1,00,000 disbursed into your account at easy and affordable interest rates ranging from 15% to 25% p.a. and processing fee in a range of 2% to 5% for the tenure up to 24 months

*Interest Rate and fees vary based on customer’s current risk profile

Examples of Instant line of credit, small business loans & Interest rates offered by Kissht

1. Revolving Line of Credit: Salaried customer can avail quick personal loan of ₹30,000 at interest rate of 18% with processing fee of ₹750 for tenure of 12 months. APR is 22.91%.
Loan amount (Principal): ₹30,000; Interest Rate: 18% per annum; Tenure: 12 months
Interest Payable: ₹3,005,
EMI: ₹2,750 per month, Total Repayment Amount: ₹33,000.
2. Instant line of credit to small business: Self-employed can avail a credit line of
₹1,00,000 for a period of 2 years. Over two-year period, the total fees (includes processing fees and one-time initiation fee) charged is 9%. The interest rate is 18% per annum, APR for the revolving credit line is 27.54%.

Top categories & Small Businesses who have benefited and availed instant line of credit from Kissht

Credit line for Kirana Shop, Medical Store
Instant loan for Hardware stores and Electronics Shops
Quick Cash Bakery, Snacks & Juice Shops
Instant Cash Street vendors, Fruits & Vegetable shops
Small business loan for Garments & tailor shop
Payment of bills by small business owners to Stockist, Electricity bills, rent

How to apply for kissht credit line
1. Install Kissht app
2. Register with mobile number & accept basic permissions
3. Submit KYC documents for instant credit check
4. Sign online loan agreement from approved NBFCs5. Get instant loan approval and money is transferred to your bank account

Why Choose Kissht for Line of Credit
✔ Low-interest rates and processing fees
✔ Online personal loan approval in just 5 minutes
✔ No collateral & credit card required

 

1881 reviews for Kissht Instant line of credit Review! RBI-registered NBFC loan app in India for EMI Shopping and Instant Personal Loan

  1. Mute2293 –

    Superb

  2. Pkm –

    Very good aap and low interest

  3. SHYAMAL PRADHAN –

    Superb

  4. [email protected] –

    Mast app

  5. Sandy –

    Good

  6. Seema Verma –

    Good product

  7. Ujjawal Kumar Paswan –

    Nice

  8. Shambho –

    Best online

  9. R.kjaiswal –

    Most likely

  10. Yash –

    Nice

  11. [email protected] –

    Good

  12. [email protected] –

    Kissht is the best apps

  13. High_Heights –

    good app

  14. Debpal –

    Best product

  15. RanjitR –

    Good

  16. Akeelsaifi –

    Mast app

  17. Inder chand –

    Very good

  18. Ashish –

    Good

  19. Dharmender Kumar –

    Good 👍

  20. Sanjeev Gupta –

    Nice

  21. Prakash Kumar Nayak –

    Good for all

  22. kanvos0306 –

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  23. Raj2022 –

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  26. Ravi21 –

    Good

  27. kheem singh rana –

    NICE

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    Very good app

  29. Shaurya –

    Nice

  30. KAKSHA123 –

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  31. SujitR –

    Excellent

  32. KSPATEL –

    Good

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    Good work app

  40. Nuralom786 –

    Beautiful

  41. Guri –

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  42. [email protected] –

    Nice

  43. Kamlesh Devi –

    Nice

  44. [email protected] –

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  45. PRASAD18 –

    Good

  46. Patel_Patel –

    Super 1

  47. mayuri243 –

    Super fast

  48. Twenkle –

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  49. Madhuram89 –

    Nice 👍

  50. Virender kumar –

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  51. @santoshkumar –

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  66. Sukhpal chandel –

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  67. danishjibril –

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  68. Manishrishaw –

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  69. Raghvendra Acharya –

    Good

  70. [email protected] –

    Lovely

  71. Sukhpal –

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  72. Kailash Chandel –

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  73. Mahendra prajapat –

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  74. Tilakraj –

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  75. Kailash Chandel –

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  76. Satis –

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  77. Virender kumar –

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  78. Faheem Anwar –

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  79. Nandini sonar –

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  80. KHUSHIRAM –

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  87. chaman114 –

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  89. kusum94 –

    Best

  90. Chandrashekhar14 –

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  91. Prajakta14 –

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  93. Tanveer –

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  94. Sandeep Kumar –

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  95. Aayaansh –

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  96. Ashish10 –

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  97. Gaju1234 –

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  98. Riturajii –

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  99. Shankar –

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  100. VISHNU –

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  101. Rajkumargzp –

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  102. CVVERMA –

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  103. [email protected] –

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  104. Kodi dhanni –

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  105. CVVERMA –

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  106. Farukh.behra –

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  107. [email protected] –

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  108. NARENDRA GOUR –

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  109. Ranjan00 –

    Good work

  110. Praveen Kumar –

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  111. Kanti sahu –

    KIst is very good app

  112. gudiya –

    Superb

  113. Tushar123 –

    Good

  114. Sanjay khamkar –

    Good

  115. Arbind ku –

    Nice

  116. Saubhagya Y –

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  117. Mohammad Furkan –

    Good

  118. [email protected] –

    Super product

  119. [email protected] –

    Good

  120. suman3233 –

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  121. Madhu Shrivastava –

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  122. chandan ravidas –

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  123. Priya1023 –

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  124. [email protected] –

    छ

  125. [email protected] –

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  126. Parth –

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  127. Minu –

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  128. [email protected] –

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  129. Nazia khan –

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  130. Brijmohansahu –

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  131. photop798 –

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  132. RANJEETOYE –

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  133. Brijmohansahu –

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  134. Brijmohansahu –

    Supar 1

  135. Brijmohansahu –

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  136. abhi121210 –

    fabulous

  137. Deepaknice3 –

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  138. Priyaabhi95 –

    Wao

  139. ajinitrohit –

    Very Very good

  140. [email protected] –

    Very nice

  141. Taashi –

    Good

  142. Priyonath das –

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  143. Vishwakant –

    Awesome

  144. Anoop Singh –

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  145. gopal Singh Rathore –

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  146. Vijesh Koundal –

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  148. Akeelsaifi –

    Beautiful

  149. Kamal123 –

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  150. [email protected] –

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  151. Anoop Singh –

    NICE

  152. Mamta Kumari –

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  153. Nagesh358 –

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  154. Inder chand –

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  155. Pkm –

    Very good credit emi very low

  156. sks1152 –

    Nice

  157. Ruhani Sharma –

    Too good

  158. Himesh16 –

    Good product

  159. sunil_1india –

    Very nice

  160. sandeepgiri –

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  161. Sukhpal baghel –

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  163. Sukhpal g –

    Good

  164. CVVERMA –

    Good product

  165. [email protected] –

    Good app

  166. Vikas chand –

    Good aap

  167. Jksaini –

    Shandaar

  168. Dishu –

    Nice

  169. rpsurve68 –

    Nice

  170. Pranay Deshmukh –

    Amezing

  171. Anuradha sarkar –

    Very good

  172. Anand9658 –

    Best lone

  173. RAJRAKY9614 –

    aaaaaa

  174. Payalsharma –

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  175. Kamal Dhaka –

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  176. Aruna –

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  177. Gkrk –

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  178. kumarichandra –

    super

  179. Tuna2867 –

    Very nice

  180. SmdSalman12 –

    Wow Nice

  181. Prajakta14 –

    Wow ☺️

  182. Mamta Kumari –

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  183. Kaniz Fatema –

    Best good nice

  184. Jksaini –

    Jaberdast

  185. mdfarhan98 –

    good

  186. Manoj Kumar Tandon –

    Nice

  187. RUPALI –

    Very good

  188. HukmaRam –

    Nice

  189. Parth –

    Fhfjj

  190. Manoj Kumar Tandon –

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  191. Rajpal yadav –

    good app instant loan in few min. with low interest

  192. Sh1hid –

    Good

  193. SURESH1407 –

    Good app instant lone

  194. Ankit –

    Very nice

  195. KHUSHIRAM –

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  196. gunjan –

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  197. RANJEETOYE –

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  198. Shimla –

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  199. Kavyansh –

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  200. Anuradha sarkar –

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  201. Ritu Rose –

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  202. Rumana –

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  203. [email protected] –

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  204. RAJRAKY9614 –

    রি্েি

  205. Shivksatish –

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  206. VISHNU –

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  208. ashu1722 –

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  209. noratnora[email protected] –

    Good

  210. Vibhu687 –

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  211. Kapilisd91 –

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  212. rcomexpress –

    Super easy and very nice application

  213. ak –

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  214. arbind –

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  215. Dev232 –

    Good aap

  216. sadatalikhan –

    Good

  217. [email protected] –

    N

  218. [email protected] –

    Nice

  219. Roshan kumar yadav –

    Very nice👍👍👍

  220. Sanjay khamkar –

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  221. Bharti ahuja –

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  222. [email protected] –

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  223. Deeksha –

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  230. Sanjeev Gupta –

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  235. Guleshwar Singh –

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  236. Aman Kumar Choudhary –

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  237. [email protected] –

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  238. Pramodgi –

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  239. Satendragupta –

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  240. Khushboo –

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  243. Kishor5665 –

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  245. Shankar –

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  246. Vikash –

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  247. Satya Narayan –

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  248. 4_shrutiii –

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  250. Raghvendra Acharya –

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  251. DLC –

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  252. Shaurya –

    No one

  253. Aradhya –

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  254. Leeyan –

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  255. Rajneesh Tiwari –

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  256. rohit2015 –

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  257. Ruhani Sharma –

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  258. Dev232 –

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  259. arvindsingh1971 –

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  267. VISHNU –

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  268. RKSAHU –

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  269. [email protected] –

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  270. amber –

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  271. Sukhpal Singh –

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  272. Nandini sonar –

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  273. Jay Bhatti –

    Cool and nice 👍

  274. [email protected] –

    Nice

  275. Shimla –

    Best product

  276. Madhu Dubey –

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  277. Mamta Kumari –

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  278. Roshanbharti –

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  279. Manoj Barman –

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  280. Ritu Rose –

    Great app

  281. Gkrk –

    Very good

  282. [email protected] –

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  283. Nikku –

    Super

  284. RinkuDevi –

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  285. Raistar –

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  287. Raistar –

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  288. Tavleen kaur