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NIRA personal loan app Review! NIRA personal loan app offers

$50.00

(2040 customer reviews)
Category: Tag:

Description

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Best Loan App for Instant Personal Loan upto 1Lakh for 91 days to 24m at 2-3% pm

NIRA personal loan app offers you personal loans of up to Rs.1,00,000 in partnership with various RBI regulated NBFCs/Banks.

Important Things to Note About NIRA Loan App
Loan Amount: Rs 5,000 to Rs 1,00,000
Minimum Annual Percentage Rate (APR): 24%, Maximum Annual Percentage Rate: 36% (reducing balance)
Minimum repayment period: 91 days, Maximum repayment period: 24 months
Processing Fees: Max (₹350 + GST, Up to 2%-7% of loan amount plus GST)
Prepayment Fees: 3.0% prepayment amount
Late fee: In case overdue exceeds 30 days, you’ll be charged Rs.500. Maximum late fee charged would be Rs.1000 if overdue exceeds 90 days. Your bank may also levy charges in case of a bounce.

A representative example of the total cost of the loan:
✔ Amount Borrowed (Principal) = ₹14,999/-
✔ Interest Rate (APR) = 36% (on Reducing Principal Balance interest calculation)
✔ Tenure = 6 months
✔ Processing Fee (incl. GST) = ₹826
✔ Amount disbursed = ₹14,173
✔ Your EMI amount = ₹2769 (based on PMT method, sample monthly payment)
✔ Interest amount = ₹2769 x 6 – ₹14999 = ₹1614(sample interest calculation)
✔ Late Fee = ₹0 if paid on time
✔ Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹826 + ₹1614= ₹2440
✔ Principal repayment amount = ₹14,999/- (same as amount borrowed)
✔ Total repayment amount = Principal repayment amount + Interest Amount + Fee = ₹14,999 + ₹1614 + ₹0 = ₹16,613

Why NIRA personal loan app?

1. Repay in affordable EMIs of 3 to 24 months
2. Get money in bank account in 24 hrs

Eligibility Criteria:

1. Salaried with min income of Rs.12,000 per month
2. Age between 22-59 years

Responsible Lending

NIRA has partnered with RBI authorized & regulated NBFCs/Financial Institutions. List of our lending partners – https://nirafinance.com/#partners
Our policies and services are fully regulated and legally compliant. We are a member of Digital Lenders Association of India http://bit.ly/DLAI_Mem and adhere to the DLAI code of conduct http://bit.ly/DLAI_C

For users more comfortable with Hindi :-

💥 NIRA se aapko mil sakta hai Personal Loan Rs.5000 se Rs.1,00,000 tak . Bas Personal Loan App Download kare kuch details dalen, documents upload karen aur payein loan, approval ke 24-48 ghanton mein.100% digital loan application process. 💥

Steps for availing an Instant Personal Loan from NIRA :

1. Fill quick application form on our app. Receive loan approval decision on qualification instantly.
2. Once you qualify, upload
3 months bank statements
Most recent payslip
Aadhaar card (you can e-sign your loan agreement in our Aadhar Card Loan App)
PAN card
Selfie

3. Get instant cash in your bank a/c and Money tap away

Our Instant Loans are safe:

Your data is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All the transactions are secured via a 256-bit SSL encryption.

Our app requires some permissions to provide you a loan in a fast and easy manner.We need access to your User Account data such as name and email to auto fill your application and help you login. We also need access to your financial sms to enrich credit profile, auto read otp and give the best instant personal loan. We need access to your location to verify your address. We require permission to access your contacts to get references for your loan application. For easy upload of documents in the app, we require access to Camera and Photo Gallery. We also need access to your device info to prevent

2040 reviews for NIRA personal loan app Review! NIRA personal loan app offers

  1. Sukhpal baghel

    Good

  2. Anuradha sarkar

    Extraordinary service

  3. Damini

    Nice

  4. Rumana

    Good

  5. Arbind ku

    Nyc

  6. Deepak84

    Very good 👍

  7. Pratima singh

    West loan service

  8. Virender kumar

    Very nice

  9. Nuralom786

    Nice

  10. Shankar

    Good

  11. Shivksatish

    Great product

  12. Geetakumarijd

    Good

  13. RAJRAKY9614

    AWFEF

  14. Ritu Rose

    Nice option

  15. Madhu Shrivastava

    Super

  16. Lucky

    Very nice

  17. Sanjeev Kumar Shrivastava

    Good 👍

  18. VISHNU

    Nice 👍

  19. gopal Singh Rathore

    NBsjssjjs

  20. [email protected]

    Good

  21. [email protected]

    Nice

  22. ashu1722

    Nice product

  23. abhi121210

    best offer app

  24. kanvos0306

    Good

  25. [email protected]

    Nyc

  26. Dharmender Kumar

    Good

  27. Inder chand

    Nice

  28. SujitR

    Good

  29. Vibhu687

    Best

  30. kusum94

    Very good

  31. Aruna

    Nice

  32. Guri

    Nice

  33. Kapilisd91

    Super

  34. krunaltrivedi156

    Good

  35. Twenkle

    Good

  36. [email protected]

    Good

  37. Ujjawal Kumar Paswan

    Nice

  38. Keolari123

    Best

  39. Rajusingh

    Best purdect

  40. Debpal

    Good

  41. rcomexpress

    Super easy and fast application

  42. Mijanurmolla

    Very nice thing

  43. Deeksha

    Nice

  44. Kanti sahu

    Bahut achha hai ji

  45. sanojyadav

    Achcha hai

  46. [email protected]

    Nice

  47. Priya1023

    Best

  48. Sandeep Kumar

    Good

  49. gudiya

    Very nice

  50. Tushar123

    Good

  51. Azadul islam

    Nice

  52. Anus

    Good

  53. Kusumhub

    Nice

  54. Shimla

    Best

  55. [email protected]

    Good

  56. Sanjay khamkar

    Nice app

  57. Guleshwar Singh

    Good

  58. Sandy

    Nice

  59. Sanjeev Gupta

    So nice

  60. Mahendra prajapat

    Good service

  61. [email protected]

    Good

  62. Shankar

    Nice

  63. YOGENDRA9084

    NICE

  64. Chandrashekhar14

    Very good

  65. Raj2022

    I will talk to you about my heart

  66. photop798

    Very nice

  67. rohit2015

    Good

  68. Aayaansh

    Nice

  69. photop798

    Very good

  70. NARENDRA GOUR

    Nice

  71. chandan ravidas

    nyc

  72. KHUSHIRAM

    Wow

  73. Salman91

    Good

  74. KAKSHA123

    Good

  75. Vinay Upadhyay

    Good

  76. PRASAD18

    Good

  77. Raistar

    Wow

  78. Satya Narayan

    Very good

  79. Sanjeev Gupta

    Good night

  80. Priyaabhi95

    Very good

  81. Raistar

    Very good

  82. Mohammad Furkan

    Nice

  83. Shiv

    Amazing

  84. kamboj

    Amazing

  85. amitrinkysingh

    Good

  86. RANJEETOYE

    Paach

  87. mdfarhan98

    one

  88. photop798

    Vary very good

  89. Ramjeet verma

    Good one

  90. Dishu

    Good

  91. Vijesh Koundal

    Best

  92. Praveen Kumar

    Nice

  93. [email protected]

    Nice

  94. Vishwakant

    Nice one

  95. Kavyansh

    Nice

  96. Nagesh358

    Good one

  97. [email protected]

    Good one

  98. Kavyansh

    Gajab

  99. Aman Kumar Choudhary

    Bahut sahi bhai ye पहले kahan thi service

  100. Minu

    Nice app

  101. CVVERMA

    Nice

  102. Raokamlesh

    Best app for loan

  103. KARAN KUMAR

    Good

  104. Khushboo

    Thanks

  105. Luckylk07

    Wow so good product

  106. Vikash

    Nice

  107. Aradhya

    Nice

  108. Shree Mishra

    Nice

  109. Kishor5665

    fast service

  110. [email protected]

    Nice

  111. Rinku verma

    NiceG

  112. rpsurve9

    Best

  113. arvindsingh1971

    Extraordinary service

  114. Manoj Kumar Tandon

    Nice

  115. Tanveer

    Good

  116. Mamta Kumari

    Best

  117. Jyoti panwer

    Best

  118. Khushboo kumari

    Nice

  119. Drg

    Good

  120. Khushboo kumari

    Good

  121. Jksaini

    Best

  122. Rumana

    Best

  123. danishjibril

    Nice

  124. DLC

    best op nice

  125. Rajneesh Tiwari

    Very nice

  126. Rajneesh Tiwari

    Very good

  127. Basant Ram

    Nice

  128. Raghvendra Acharya

    Nice app

  129. Sahir Makrani

    Very nice

  130. SHYAMAL PRADHAN

    Very good

  131. Madhuram89

    Super & perfect

  132. Motaram

    Nice

  133. Santosh bendre

    Nice app

  134. Rubi

    Nice

  135. TANAY SHAH

    GOOD

  136. Mann

    Best app

  137. Ranu456

    nice

  138. devgiri251201

    Good

  139. [email protected]

    Good

  140. Leela

    Good

  141. VISHNU

    Nice app

  142. Mohd sazid

    Nice

  143. amber

    Super

  144. Sukhpal Singh

    Super

  145. Sanjeev Gupta

    वेरी नाइस

  146. Madhu Shrivastava

    Nice

  147. Shimla

    Very best

  148. Taashi

    Good

  149. Farukh.behra

    2022

  150. Farukh.behra

    Very nice

  151. Mamta Kumari

    Very nice

  152. Ramesh

    good app

  153. Salman91

    Nice app

  154. vibhutripathy

    Good app 👍🏻

  155. Vikesh Kumar

    Look at this

  156. Jay Bhatti

    Very good app 👍

  157. Gkrk

    Very good

  158. [email protected]

    Nice

  159. sssoni

    Very nice👍

  160. Manurajput

    Nice app

  161. chandan ravidas

    good

  162. Heera

    Good product 👍

  163. ayush raj

    good

  164. Shourya

    Good

  165. Vijay kumar

    Good

  166. RUPALI

    Nice 👌👌👌

  167. Bharti ahuja

    Very nice

  168. Tavleen kaur

    Good

  169. Hiren Sojitra

    Good

  170. Tarun

    Good

  171. Reenagupta

    Good

  172. PPAL

    Good

  173. Mute2293

    Good aap

  174. Pradeep Kumar yadav

    Nice

  175. [email protected]

    Nice

  176. [email protected]

    Nice app

  177. Avinash srivastava

    Nice

  178. Pramodgi

    Like it

  179. [email protected]

    Offers

  180. Pramodgi

    Like

  181. [email protected]

    Great

  182. [email protected]

    Then June tb

  183. [email protected]

    Good

  184. Satendragupta

    Nice offers

  185. Satya Narayan

    Good offer

  186. [email protected]

    Good product opps

  187. Pkm

    Low interest

  188. ranjeetyadav

    Good job

  189. sadatalikhan

    good

  190. [email protected]

    Nice 👍 thank

  191. Ankit Kumar

    Nice

  192. Raj73

    Nice

  193. Madhu Dubey

    Good one

  194. Ankit Kumar

    Nita

  195. Iradat81

    Good

  196. Rumana

    Nice loan serVice

  197. Faheem Anwar

    Very nice

  198. pradeepraja

    best loan plan

  199. Ashish

    Good

  200. [email protected]

    good product

  201. Aradhya

    Loans service good

  202. Anal

    Best

  203. Bhupendra Singh

    Good

  204. Priya1023

    Nice

  205. [email protected]

    1m+

  206. Raghvendra Acharya

    Superb

  207. Sandhya soni

    Awosome

  208. Tilakraj

    Supreb

  209. Raj73

    Outstanding

  210. Farukh.behra

    Nyc🤠

  211. Lokesh Kumar

    Good app

  212. Rajkumargzp

    Good

  213. Priyonath das

    Good

  214. Shweta Acharya

    App

  215. Priyonath das

    Nice

  216. Priyonath das

    Very good

  217. Farukh.behra

    fast service

  218. Shyamal p

    Very good

  219. Gulnaz ansari

    Fast service

  220. lakhmichand Gurjar

    Super

  221. 7815036069

    Very nice

  222. Nagesh

    Good

  223. vibhutripathy

    It provides easy loan services.

  224. Praveen Kumar kourav

    Good

  225. Shilpa90

    Good

  226. Md. Muhit

    Very good

  227. [email protected]

    good

  228. Pradeep9

    done

  229. Veeresh93

    Nice

  230. Mukesh sahu

    Nice

  231. Mukesh sahu

    Nice work

  232. Mukesh sahu

    Good work

  233. [email protected]

    Nyc

  234. [email protected]

    Good product

  235. Luckylk07

    Extraordinary product

  236. Sukhpal chandel

    Very good

  237. Prajakta14

    Good

  238. Nisha mishra

    Great

  239. Farhan69

    Good

  240. Raghav Kumar

    Very good application

  241. eyakub

    Nice

  242. Lokesh Kumar

    Nice app

  243. chaman9115

    Good app

  244. Sanju1859

    Good

  245. Aman Kumar Choudhary

    Best fastest and easy process

  246. Shivam Kumar

    So sweet

  247. sanjaykumar

    Nice 👍👍👍👍👍

  248. Ramjeet verma

    Nyc

  249. Abdul kader

    Nice

  250. vishalbadal03

    nice loan

  251. rajeshkumar909746

    Best loan

  252. sanjaykumar

    Very nice 👍👍👍👍

  253. [email protected]

    Very Nice App

  254. vinay19890

    Nice

  255. Praveen Kumar kourav

    Super

  256. Shankar

    Best wishes

  257. Bhanu

    Very nice

  258. Roshan kumar yadav

    dhamakedar

  259. Pinky rathore

    Best

  260. Singh prince

    Nice

  261. abhi

    nira is best

  262. amir8588

    Nira

  263. satyamkumar

    Beers is best👍👍👍👍

  264. Yash

    Nice

  265. Md. Muhit

    Nice app

  266. Khushbu kumari

    Good

  267. Gagnish

    Good

  268. PPAL

    Nice

  269. Mohneesh Dubey

    Nice

  270. Ramawtar

    Nice

  271. Kcsjanjehli

    Good

  272. Ritu Rose

    Best

  273. SDeepak1211

    Excellent

  274. RUPALI

    👍👍👍👍👌👌👌

  275. Sanjay khamkar

    Best

  276. Vijay thakur

    This is good app amazing

  277. Saubhagya Y

    Good

  278. Ruhani Sharma

    Super

  279. [email protected]

    good

  280. [email protected]

    Very nice app

  281. Leeyan

    Nice

  282. Anshistudio

    Super loan app,quick process and long term loan,i. Have used it and enjoyed

  283. PPAL

    Fantastic

  284. Anil kumar gond

    super

  285. Ramawtar

    Super

  286. Vikesh Kumar

    Nira

  287. SIROW

    Very nice app

  288. prakash2961

    Nira is best app for lone

  289. Raghvendra Acharya

    Awosme

  290. rehmat

    nice

  291. kuldeeps

    gud

  292. Sahdevmunda

    Use karna chahiye

  293. Sahdevmunda

    Nice

  294. Jashan panwar

    Nice

  295. Lavkush Sharma

    Looking good

  296. Pabanakshya

    Good

  297. Suvek

    Good

  298. Suvek

    Nice

  299. Dharmender Kumar

    Best

  300. Sahdevmunda

    It is right

  301. Sahdevmunda

    Great loan

  302. Aradhya

    Good

  303. [email protected]

    Nira

  304. 6394600566

    Yuug

  305. Mamta Kumari

    YuuG

  306. [email protected]

    Fine

  307. vibhutripathy

    Nira makes loan services very easy

  308. mayur

    Best offers

  309. Pradeep Kumar Verma

    Good product

  310. Kailas Petkar

    good app

  311. Mohneesh Dubey

    Outstanding

  312. Nehapapreja

    Itz amazing

  313. SURESHBHAI12

    Good work

  314. rahulkumarjaint

    Good loan

  315. Arijit modak

    Good

  316. Sahdevmunda

    Very useful

  317. [email protected]

    Nice

  318. SIROW

    Nice

  319. Mamta Kumari

    Nice

  320. SIROW

    Very nice

  321. Lokesh19

    Nira nice

  322. Kanishqa kashyap

    Best 👍