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PaySense App Review! PaySense provides personal loans from Rs.5,000 to Rs.5,00,000

$50.00

(1181 customer reviews)
Category: Tags: ,

Description

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Get personal loans in India from Rs.5,000 to Rs.5 lakh by PaySense Loan App

Looking for a Personal loan app in India? PaySense is a personal loan app that offers loans up to Rs.5 lakhs at attractive interest rates, zero collaterals, and flexible EMIs.

PaySense provides personal loans from Rs.5,000 to Rs.5,00,000 with an Annual Percentage Rate (APR) between 16% to 36% on a reducing balance basis.

PaySense is present in 180+ cities in India, including Mumbai, Bengaluru, Kolkata, Chandigarh, Chennai, and Delhi NCR. PaySense has partnerships with NBFCs/Banks registered with RBI such as Credit Saison India, Fullerton, IIFL, and PayU Finance.

We have disbursed over 1 lakh personal loans in the last 12 months. We are a personal loan app in India that offers easy and quick loans to salaried individuals.

Why Choose PaySense for Personal Loans
● Affordable interest rates
● Convenient and affordable EMIs
● Two-minute loan application
● Paperless documentation
● Loans available for those with low credit scores

Representative example: The standard processing fee is 2.5% of the loan amount.

For instance, if Anil takes a loan of ₹1 lakh for 24 months, he will be charged an APR of 24%. Also, he will be charged a processing fee of ₹2,500. So, Anil will pay his loan back in 24 EMIs of ₹5,391 each. He will pay total interest of ₹29,384. Hence, the total cost of the loan will be ₹1,31,884

Calculate your EMI with our EMI calculator on PaySense. The loan EMI calculator provides the freedom of deciding your own loan term and EMI amount. You can check EMI Plans for different loan terms. The calculator considers interest, principal loan amount, and tenure of the personal loan. Accordingly, it displays the amount of money you need to pay every month and the total interest payable.

Main Personal Loan Eligibility Criteria
● You must be a resident of India
● Your age must be between 21 and 60 years
● Your net monthly take-home salary should be more than ₹18,000 for Mumbai and Delhi based users.
● Your net monthly take-home salary should be more than ₹15,000 for other locations.
● You must be based in any one of the 180+ cities we serve across India

Pre-Payment and Late Payment Charges
The loan tenure is anything between 3 and 60 months. EMI and interests are then calculated basis the tenure chosen.

Pre-payment is allowed after 6 EMI payments. The foreclosure charge is 4% +18% GST on the remaining principal amount.

The Late Payment Charges are ₹500 +18% GST (₹590) upon failure to pay the EMI on the fixed date.

Recognition

PaySense has been identified amongst the Top 100 Fintech innovators in the world by a KPMG and H2 Ventures report

You can use the PaySense app for multiple purposes.

● Personal Loan for Marriage / Weddings
● Personal Loan for New / Used Car and Two-Wheeler
● Personal Loan for Education
● Personal Loan for Medical Emergencies
● Personal Loan for Consumer Durables
● Personal Loan for Credit Card Bills
● Personal Loan for Home Renovation
● Personal Loan for Travel

How to Apply for Instant Personal Loan Online?

● Install the PaySense online loan app
● Register and check your personal loan eligibility
● Provide KYC documentation like ID proof (Aadhar/PAN/Voter ID), address proof (Aadhar/Utility bills/Rental Agreement), income proof (bank statement) and a photograph.
● Sign application and get speedy approvals
● Once approved, the loan amount will be credited to your account

1181 reviews for PaySense App Review! PaySense provides personal loans from Rs.5,000 to Rs.5,00,000

  1. RAJRAKY9614

    AX

  2. Chandel

    Very nice

  3. Vishwakarma

    NYC

  4. Sukhpal baghel

    Good

  5. Anoop Singh

    Very good

  6. Geetakumarijd

    Good

  7. Veeru chandel

    Very nice

  8. Shivksatish

    Great product

  9. Madhu Shrivastava

    Very good

  10. Anuradha sarkar

    Really good app

  11. Dharmender Kumar

    Good quality

  12. Ritu Rose

    Nice option

  13. Sanjeev Kumar Shrivastava

    Nice application 👍

  14. Lucky

    NICE 😎

  15. Virender kumar

    Very nice

  16. Ajed1988

    Super

  17. Pratima singh

    Best service

  18. VISHNU

    Nice 👍

  19. vibhutripathy

    Really nice service. 👍🏻

  20. Ajed1988

    Nice

  21. ashu1722

    Nice product

  22. [email protected]

    Good afternoon

  23. Vicky1525

    Nice

  24. Inder chand

    Nice

  25. RanjitR

    Very good

  26. Dharmender Kumar

    Quality good

  27. Keolari123

    Good work

  28. SujitR

    Good

  29. Leeyan

    Good

  30. kusum94

    Very nice

  31. Aruna

    Better

  32. Brijmohansahu

    Ok

  33. Guri

    Very good

  34. Rajusingh

    Very good

  35. Brijmohansahu

    Very good

  36. krunaltrivedi156

    Good

  37. Twenkle

    Better

  38. [email protected]

    Good

  39. Ujjawal Kumar Paswan

    Nice

  40. Kapilisd91

    Nice

  41. Keolari123

    Good

  42. Debpal

    Nice

  43. rcomexpress

    Very nice application

  44. Deeksha

    Great

  45. [email protected]

    Nice

  46. Kanti sahu

    Superb

  47. gudiya

    Very nice

  48. Dev232

    Good

  49. Sandeep Kumar

    Good

  50. Shimla

    Nice

  51. [email protected]

    Good

  52. Shaurya

    Good

  53. Shaurya

    Best app

  54. Sanjay khamkar

    Good plan

  55. Nagesh358

    Jabardast

  56. Avinash srivastava

    Nice

  57. Sandy

    Nice

  58. Chandrashekhar14

    Very good

  59. Mahendra prajapat

    Fantastic app

  60. kanvos0306

    Good

  61. YOGENDRA9084

    NICE

  62. [email protected]

    Fine

  63. Raj2022

    I love you 1000 Priya

  64. rohit2015

    Nice

  65. RAMESH SINGH

    Good app

  66. Habibul zamader

    OMG 😳

  67. Habibul zamader

    Great app

  68. NARENDRA GOUR

    Good

  69. chandan ravidas

    nyc

  70. Satyanarayan Manda

    Good

  71. Aayaansh

    Good

  72. Salman91

    Nice app

  73. KHUSHIRAM

    Super

  74. KSPATEL

    Vgood

  75. pooja kumari

    Woe

  76. PRASAD18

    Good

  77. PRASAD18

    Nice

  78. Satya Narayan

    Nice

  79. Sanjeev Gupta

    Very nice

  80. Mohammad Furkan

    Nice

  81. Shiv

    Amazing

  82. Bharti ahuja

    Good

  83. Raistar

    Good

  84. Motaram

    Good

  85. kamboj

    Good

  86. Rubi

    Nice

  87. amitrinkysingh

    Very nice

  88. Kailas Petkar

    Very good

  89. RANJEETOYE

    Teen

  90. mdfarhan98

    4 no.

  91. photop798

    Very nice

  92. Guleshwar Singh

    Good

  93. Vijesh Koundal

    Very good

  94. Dishu

    Wow

  95. Anal

    Super

  96. Praveen Kumar

    Nice

  97. [email protected]

    Nice

  98. Vishwakant

    Super

  99. Kavyansh

    Nice

  100. Mute2293

    Good aap

  101. [email protected]

    Good

  102. Kavyansh

    Super

  103. Aman Kumar Choudhary

    Super se bhi upper.

  104. Minu

    Nice app

  105. Brijmohansahu

    Good

  106. Satendragupta

    Nice products

  107. Luckylk07

    Beautifull product

  108. Vikesh Kumar

    Jabardast

  109. Kishor5665

    bhut sandar

  110. vishalbadal03

    nice

  111. Lokesh19

    Super

  112. [email protected]

    Good for all person

  113. Pradeep9

    Nice

  114. Vkmeena123

    Nice

  115. arvindsingh1971

    Good

  116. rpsurve9

    Classic

  117. Koushik

    Awesome

  118. Rinku verma

    Good

  119. RUPALI

    GOOD & NICE

  120. Satya Narayan

    Awesome

  121. sadatalikhan

    osm and beautiful

  122. Tanveer

    Asm plan

  123. Jksaini

    Best

  124. Drg

    Good

  125. Mamta Kumari

    Best

  126. Jyoti panwer

    Good

  127. Jksaini

    Good Aap

  128. Tuna2867

    Best plan

  129. Ashish

    Good

  130. Tuna2867

    Very good

  131. DLC

    nice good

  132. danishjibril

    Nice

  133. Rajneesh Tiwari

    Very good

  134. Basant Ram

    Nice

  135. Shankar

    Good

  136. Raghvendra Acharya

    Nice

  137. Leeyan

    Bedt

  138. Sahir Makrani

    Good

  139. Iradat81

    Nice

  140. Kanhaiya shahu

    Essy and comfortable processing

  141. RANJEETOYE

    Wow

  142. Manoj Kumar Tandon

    Nice

  143. Madhuram89

    Nice product

  144. Shweta Acharya

    Great

  145. Vikash

    Good

  146. sadatalikhan

    Beautiful

  147. Satya Narayan

    Super

  148. Tanishq Mishra

    Superb

  149. TANAY SHAH

    GOOD

  150. Pkm

    Very good aap and fast service and low cost internet

  151. [email protected]

    Good

  152. Ranu456

    nice

  153. [email protected]

    Better

  154. devgiri251201

    osm

  155. Ravi21

    Good

  156. Mohd sazid

    Nice

  157. Pranay Deshmukh

    Great 👍

  158. sanjaykumar

    Good👍👍👍👍👍

  159. Kailas Petkar

    Nice helpful service

  160. Shourya

    Nice

  161. VISHNU

    Nice app

  162. pooja kumari

    wow very nice

  163. amber

    Super

  164. Priya1023

    Best

  165. Vibhu687

    Good

  166. Shankar

    Best

  167. Farukh.behra

    wow very nice

  168. Salman91

    Best app

  169. Azadul islam

    Good

  170. Gkrk

    Very good

  171. sssoni

    Good👍

  172. ayush raj

    good

  173. RUPALI

    👍👌👍👌👍👌

  174. Tavleen kaur

    Good

  175. Saubhagya Y

    Good

  176. Hiren Sojitra

    Good

  177. Aman Kumar Choudhary

    Best for money in short time

  178. Pramodgi

    Fantastic

  179. [email protected]

    Reason sudh

  180. Satya Narayan

    Good

  181. Kishor5665

    simple process

  182. [email protected]

    Use that this apps good response

  183. [email protected]

    Very good product and company

  184. ashu1722

    Nice

  185. Shourya

    Nyc

  186. Madhu Dubey

    Good one

  187. Ankit Kumar

    Good

  188. DLC

    cool nice op

  189. Rumana

    V nyc

  190. Faheem Anwar

    Good

  191. [email protected]

    good product

  192. Aradhya

    Dhamaka

  193. Anal

    Nice

  194. [email protected]

    nice

  195. [email protected]

    Paysense

  196. Tilakraj

    Nyc plan

  197. Vijay kumar

    Good

  198. Raghvendra Acharya

    Nicely

  199. Rahulkumarjaint

    Good

  200. Rajkumargzp

    Great

  201. Farukh.behra

    Nicely🌟🌟

  202. Abdevill93

    Good

  203. RANJEETOYE

    Charr

  204. Shankar

    Nice

  205. Pramodgi

    Great

  206. [email protected]

    Very good app

  207. [email protected]

    Nyc

  208. Sanjeev Gupta

    Nice 👍🏻🙂

  209. [email protected]

    Nice app

  210. Luckylk07

    Good

  211. Salman91

    Wow good service

  212. Sukhpal chandel

    Best

  213. Farhan69

    Nice app

  214. Madhu Dubey

    Superb

  215. [email protected]

    Top

  216. eyakub

    Nice

  217. chaman9115

    Good app

  218. Aman Kumar Choudhary

    Great service and fast

  219. Sukhpal baghel

    Very good

  220. Abdul kader

    Nice

  221. [email protected]

    Nice

  222. vinay19890

    Nice

  223. Vishwakarma

    Good

  224. abhi

    good one

  225. abhi

    good

  226. [email protected]

    Good

  227. Yash

    Nice

  228. Gulnaz ansari

    Nice

  229. Santosh Bendre

    Good

  230. Ritu Rose

    Best

  231. Vijay thakur

    Best app for loan

  232. Ruhani Sharma

    Best app

  233. [email protected]

    good

  234. Santosh Bendre

    Nice

  235. Pkm

    Very good aap

  236. Anil kumar gond

    good

  237. prakash2961

    supeeer

  238. Pabanakshya

    Nice

  239. rehmat

    nice

  240. Rumana

    Good

  241. kuldeeps

    gud

  242. Jashan panwar

    Nice

  243. Ruhani Sharma

    Nice app

  244. Aradhya

    Nice app

  245. [email protected]

    Pay sense

  246. 6394600566

    Pay

  247. Vijesh Koundal

    Nice

  248. [email protected]

    Good

  249. Kailas Petkar

    Good service

  250. Kamran

    AWsm

  251. Nehapapreja

    Nice app

  252. Mohneesh Dubey

    Good

  253. Pixy

    Very gd

  254. mayur

    Good

  255. Vikesh Kumar

    Pay sense

  256. SIROW

    Very

  257. Pixy

    Nice app

  258. Sanjay khamkar

    Good

  259. Mamta Kumari

    Good

  260. Rajneesh Tiwari

    Very

  261. Minjji

    Nice

  262. Nandini sonar

    So good I really love it

  263. [email protected]

    Good app

  264. pandole12

    Good app

  265. saten_2121

    Best products

  266. skyadav

    Really good

  267. Nazmul Hasan

    Very good apps. I love this service

  268. alokjaiswal164

    Very good Service.

  269. Jiya

    Good

  270. Gagnish

    Good

  271. Sandhya soni

    Supwr

  272. Abhishek Arya

    Good 👍😊

  273. abhi

    good paysense

  274. Avinash Mandal

    Nice

  275. Kumar vinod

    Nice

  276. [email protected]

    Very nice product and company

  277. Jay Bhatti

    Very good service

  278. archana123

    Good

  279. [email protected]

    Very nice

  280. Joynal abdin

    Nice

  281. [email protected]

    Good

  282. Jitendra rao

    Nice

  283. Sanjay khamkar

    Nice

  284. Sandhya soni

    Very nyc

  285. Aruna patil

    Good

  286. Shahroxx

    easy to use

  287. Veeresh93

    Nice

  288. k s

    nice app

  289. devraj

    Easy to give

  290. [email protected]

    Nice personal loan app

  291. Ramhem

    Best

  292. Pramodgi

    Colcool

  293. Yogesh 520

    Nice

  294. Indraj

    Nice

  295. devraj

    Nice personal app

  296. Indraj

    Very good

  297. [email protected]

    Nice

  298. Vikesh Kumar

    Dooper

  299. sadatalikhan

    Superb

  300. Sukhpal babu

    very good

  301. Snehal

    Best app

  302. Dharmishtha Mistry

    good

  303. [email protected]

    very much

  304. Arpit7577

    Very nice

  305. Sandeep Jangra

    Good

  306. kumarichandra

    AMAZING, VERY NICE..

  307. Sandhya soni

    super

  308. Narasimha

    Best one

  309. saten_2121

    Nice

  310. rahulkumarjaint

    Paysense loan lovely

  311. Riddhi

    NYC

  312. [email protected]

    Nyc

  313. Rakesh patel

    Nice

  314. Riddhi

    Best one

  315. Jdpatel

    Great

  316. r_naitik

    nice

  317. Pooja sahu

    Nicekkl

  318. mayuri243

    Affordable interest rates

  319. Dinesh Chaudhari

    top o top

  320. Yogesh 520

    Good

  321. Raajrawat

    Good

  322. PAWANDIGITAL

    Good good

  323. Indraj

    Mast

  324. Arna patil

    Good 👍

  325. Inder sharma

    Nice app

  326. Gomti Chaudhari

    awesome

  327. Anirul hoque

    Good

  328. Jay Chaudhari

    good

  329. photop798

    Nice app

  330. Sahir Makrani

    Nice

  331. MK30sagar

    Nice

  332. Kamal Singh

    Good

  333. Raj Deepak Raj

    Nice

  334. Subhu

    Great

  335. Riturajii

    Nice

  336. Mandeepkaur

    good

  337. Nagarkuldeep

    Good

  338. Arna patil

    Good

  339. Narasimha

    Instant loan and great service

  340. Dharmishtha Mistry

    nice

  341. RAMESH SINGH

    Good application

  342. Gopal Kumar

    Very good

  343. Kamal123

    Good

  344. Indraj

    Great

  345. Subhu

    Wow

  346. rahulkumarjaint

    Very well

  347. surajkypbrb

    super

  348. Arbind ku

    nice

  349. Mamta Kumari

    Nice

  350. Nagarkuldeep

    Nice app

  351. saten_2121

    Nice Poroduct

  352. Avinash vhanmane

    Excellent

  353. Kamal jat

    Super

  354. Parth

    Sywuu

  355. Bijay

    Very good

  356. [email protected]

    Great

  357. ashikur rahman

    Nice

  358. r_naitik

    good

  359. Kailas Petkar

    Very good service

  360. aryuh

    Good

  361. Ss9889

    Great

  362. Gudiya Kumari

    Nice app

  363. Mahesh pawar

    Very good

  364. Kuldeep Nagar

    Nice

  365. HAMANT SHUKLA

    New loan aap

  366. saten_2121

    Super aap

  367. Akash raj

    Nice

  368. Ss9889

    Amazing app

  369. nk201983

    Not bad

  370. AVMTRENDS

    nice service

  371. 21091995

    nice

  372. [email protected]

    Super nice

  373. Guleshwar Singh

    Nice

  374. Siddhi

    Good

  375. Bhargavi

    Asm

  376. paresh9424

    Very good app

  377. BABA

    Bahut Acha app

  378. nk201983

    nice

  379. Nagendra Prajapati

    Good

  380. Sunitha [email protected]

    Asm

  381. gurmel singh

    Good

  382. Hemadri joshi

    Good

  383. Rakesh91

    Good service

  384. Aman Kumar Choudhary

    Very nice app easy process

  385. dileep

    Very good

  386. Rahulmasih

    good

  387. Rakhal

    Best

  388. Ram Sahani

    Good

  389. Tarunsingh

    Nice

  390. 8948214677

    Good

  391. Mahaveer suman

    Awesome

  392. Dhirendra Singh

    Nice

  393. Bunti

    Good

  394. Rahul jain

    Nice

  395. Nikhil pawar

    Very nice

  396. Pk

    Superb

  397. gurmel singh

    Great

  398. [email protected]

    Truly Customer friendly

  399. Harishd

    Nice product

  400. Hemadri joshi

    Nice

  401. [email protected]

    Very good application

  402. Pk

    Nice application for the future please help to learn more

  403. Virender Singh Bisht

    Nice app for instant personal loan….👍👍

  404. nk201983

    Best

  405. Sonu koushal

    New idea

  406. Sonu koushal

    Best

  407. 7000862563

    Good App

  408. Yunish

    Great

  409. Nagma

    Great

  410. Deepkaur

    Best👍

  411. Ankur

    Nice

  412. Prodip

    Very good

  413. Voice

    Very nice

  414. Kumud Kant

    Okay

  415. Gudiya Kumari

    Super

  416. [email protected]

    Good

  417. Laxmi pawar

    Super

  418. Amitjangir

    Super app

  419. Jai99

    5k to 5lak loan app nice

  420. Shubham1234

    Best

  421. Rishikesh Patel 85

    jhakkass

  422. Sanjar khan

    Fantastic

  423. Sandi

    Good

  424. Akshay1999

    Good

  425. Siddhi

    Osm

  426. Deepkaur

    This loan app is really very good

  427. PAWANDIGITAL

    Osm

  428. Bharat

    Very good

  429. [email protected]

    Nice

  430. Chanda Raj

    Super

  431. ajinitrohit

    VeryVery good 👍

  432. PRINCESAHARAN

    5 LAC LOAN VERY FANSTIC APP

  433. Alikhan

    NICE ONE..

  434. [email protected]

    Nice

  435. Jhabar nehra

    Best app

  436. [email protected]

    Nice

  437. manindraagrawal

    Nice application

  438. Siya Raman

    Very nice

  439. Harish

    Best

  440. Aiman

    Awesome

  441. sarswat.amit81

    good

  442. vivekmy11

    Bahut mast app he jo ek bar lega bar bar lega

  443. Chanda Raj

    Best

  444. [email protected]

    Nice

  445. Mukesh kumar Mahawar

    Good

  446. Hemram

    Wow

  447. manindraagrawal

    nice

  448. Vijay Mohan Pandey

    Good

  449. DANISH

    Nice

  450. Krishna2004

    Good

  451. saten_2121

    Awsm

  452. [email protected]

    Really good app

  453. Rohit jangra

    Good

  454. Shreya kumari

    Good

  455. Krishnapaswan

    Very good.

  456. Abrarnadira1986

    Best app

  457. 21091995

    paysense

  458. Sartaj99

    NYC

  459. Sekhon

    Good

  460. Vickyaps

    Very good

  461. Govind Chaudhary

    good

  462. Narendra Rajbhar

    Super

  463. Akeelsaifi

    Supet

  464. Aman Kumar Choudhary

    Best personal loan app

  465. Munmun

    Good

  466. Ramakirshnappa V

    Super

  467. vivekmy11

    Amezing service

  468. Rita

    Excellent

  469. pradeepraja

    Best loan app

  470. Akshay pawar

    Axc

  471. Akshay pawar

    Rte

  472. [email protected]

    Awesome

  473. manjuvashisht

    Rte

  474. aamir2142

    Good

  475. Sunitha [email protected]

    Nice

  476. Sartaj99

    Very good

  477. Niraj11

    Nice

  478. saten_2121

    Best 👍

  479. vipul Patil

    Nice 👍

  480. Avadhoot sadamate

    Nice 👌👍👌app

  481. Prashantkumar

    Great

  482. Nihaal singh

    Nice 1

  483. Sushil baghel

    Good

  484. GaytriPrem Varshney

    Super app

  485. saten_2121

    Super

  486. Abrarnadira1986

    Super

  487. raoashok0099

    Good

  488. Aman Kumar Choudhary

    Nice app and service

  489. Verma

    Vikas kumar verma

  490. Ravikumar11

    Good

  491. [email protected]

    Best

  492. Vinti17

    Good solution

  493. Vinti17

    Good solution 👍

  494. menujoshi

    Excellent

  495. URVI91

    Nice

  496. Juli Kumari

    Nice

  497. Rimple

    Good

  498. vikas007jaiswal

    Good service

  499. [email protected]

    Good

  500. Umesh Lalita

    Better❤️❤️❤️

  501. Aiman

    Super

  502. Kishor patir

    बहुत अच्छा

  503. Kishor patir

    Good

  504. Kishor patir

    Ni

  505. BABA

    Good scheme

  506. Ramakirshnappa V

    Good

  507. Hema diwan

    Good

  508. Vishwakarma

    Nyc pic

  509. Vickyaps

    Very nice

  510. Vickyaps

    Very nice app

  511. narendra1981

    Good

  512. narendra1981

    Great

  513. djboytsr93

    Very good services.

  514. Deepkaur

    Good

  515. Ss9889

    It’s woww

  516. Gavararam

    Good

  517. Kcsjanjehli

    Good

  518. [email protected]

    Good

  519. Rajeshwar100

    Good

  520. Aman Kumar Choudhary

    Nice and helpfull app

  521. rakesh yadav

    nice

  522. navyathaselections

    Paper less facilities

  523. Jyoti Sharma

    Wow